Special Financing—Buy Here, Pay Here

At Fred Beans Kia of Mechanicsburg, we're passionate about making your buying or leasing experience as easy and enjoyable as possible. That's why we offer shoppers in the areas of Mechanicsburg, Harrisburg, and Carlisle a variety of financing options including Buy Here, Pay Here financing.

On this page, you'll find more information about how Buy Here, Pay Here financing works; the benefits of this type of financing; and our many other helpful financing resources. Read ahead to learn more!

The Benefits of Buy Here, Pay Here Financing

Buy Here, Pay Here financing is designed to help expedite your car-buying process and the subsequent payment process. First, you'll pick out a new or used vehicle from our expansive inventory. Then, you'll step into our on-site finance center where you'll meet with one of our friendly finance professionals.

They'll help you put together a payment plan based on your budget and lifestyle. Together, you'll be able to craft a loan or lease that you feel confident about. After you've signed the paperwork, you'll get to drive off the lot in your next vehicle.

When it comes time to make your monthly payment for your vehicle, you'll send it directly to us at the dealership rather than a third-party lender. Taking advantage of this type of financing eliminates the need to wait for outside lenders to come back with rates. You'll be in and out of the dealership in no time.

Our Many Other Helpful Finance Tools & Resources

We're proud to provide customers with all kinds of financing options. However, we go above and beyond to ensure that you're entire financing experience is a positive one by offering a variety of helpful finance tools and resources on our website.

Get a head start on situating your financing plan before you even come into the dealership with our:

  • Lease vs. Buy Guide-Learn more about what each of these options entails so you can decide which one makes the most sense for you.
  • Online Finance Application-Let our finance team get started on your finance plan today so you can expedite the whole buying or leasing process when you come in.
  • Payment Calculator-Figure out which of our new and used vehicles fits your budget by using our online payment calculator.

These financing tools and resources are available 24/7 on our website so you can get the financing process started whenever works for you.

Ready to Get Financing with Us at Fred Beans?

As you can see, we at Fred Beans Kia of Mechanicsburg go above and beyond to help our customers find a financing solution that fits them just as well as their next new or used vehicle. Now that you have a better idea of how we can help you get a payment plan set up, we hope you're ready to get shopping with us.

Shoppers in the areas of Mechanicsburg, Harrisburg, and Carlisle can get the ball rolling today by browsing our inventory right on our website. Then, give us a call to schedule a test drive!


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Fred Beans Kia of Mechanicsburg

6302 Carlisle Pike
Directions Mechanicsburg, PA 17050

  • Sales: 888-268-1112
  • Service: 888-268-1342
  • Parts: 888-268-1342


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed